Miami Public Adjusters, Broward Public Adjusters, and Public Adjusters of South Florida

Let us determine your loss and help you maximize the recovery on your claim

Why Hire a Public Adjuster?

When you hire a public insurance adjuster, you’re hiring someone to represent YOUR best interests. A BIS adjuster protects your interests by reviewing your policy, assessing damages and negotiating with the insurance companies on your behalf to make sure that you get the full amount that you’re entitled to receive. With our help, you can recover from your loss quickly, while having the peace of mind to know that your interests are protected. The insurance company has adjusters working hard on their side; shouldn’t you?

After a large natural disaster, such as a hurricane, insurance adjusters come from all over the state. The State of Florida even grants temporary “emergency licenses” to countless adjusters from all across the country. While these individuals may be licensed insurance adjusters, they are lacking one extremely important key qualification – They do not have experience in general contracting, engineering, or familiarity with local construction practices and building codes. The Florida Building Code has some of the strictest building requirements in the country, especially in regards to areas that fall under the category of high velocity wind zones. BIS has performed inspections from Florida to California and is familiar with the many different State and Federal Building Codes which other adjusters might not be familiar with and how it might affect the cost of your claim; therefore, not allowing you sufficient funds to repair your damaged property.

With a BIS Public Insurance Adjuster, you’ll have peace of mind that your claim is being handled by an Adjuster with extensive and specialized knowledge to represent YOUR best interests and negotiate on your behalf. Call a BIS Public Adjuster today!

Flood Damage
Floods are a threat to any low lying areas of the United States. However, they are more of a threat to southeastern coastlines of the United States due to storm surges from hurricanes. Hurricane Katrina caused a 25 foot storm surge in some areas. The problem with flood waters is that they destroy virtually everything they touch. If that isn't bad enough, when you add in salt water to the mix, you will have corrosion as secondary damages to any metal including electrical conduit, air conditioning systems, appliances, etc.

Mold Damage
Hundreds of thousands of mold spores are in the air. All that’s required for the mold to grow and develop, is a food source and moisture. While there is controversy over the extent of risk from mold, there is a general consensus that certain types of mold are toxic and pose health risks. Melinda Ballard in Texas received a judgment for $32 million dollars from Farmers Insurance Company for a mold claim.

Hurricane Damage
Hurricanes are a major threat to any state along the eastern or gulf coastlines of the United States. When hurricanes hit, they usually cause billions of dollars in damage. Hurricane Andrew, which hit South Florida in 1992, caused $38.1 Billion Dollars in damages. Hurricane Katrina which hit the Southeast United States in 2005, caused $81.2 Billion Dollars in damages.

Tornado Damage
While hurricanes may cause more overall damage to a widespread area, tornados have the potential to be more devastating than hurricanes to a smaller area. A category 5 hurricane (the highest hurricane rating) has sustained wind speed of 156+ mph. A tornado with 156 mph winds is considered a "moderate tornado" and only rates an F2 (on a scale of F0-F6).

Property and Casualty

Types of Claims BIS is qualified to handle for anyone: